Fix recently-introduced breakage in psql's \connect command.

Through my misreading of what the existing code actually did,
commits 85c54287a et al. broke psql's behavior for the case where
"\c connstring" provides a password in the connstring.  We should
use that password in such a case, but as of 85c54287a we ignored it
(and instead, prompted for a password).

Commit 94929f1cf fixed that in HEAD, but since I thought it was
cleaning up a longstanding misbehavior and not one I'd just created,
I didn't back-patch it.

Hence, back-patch the portions of 94929f1cf having to do with
password management.  In addition to fixing the introduced bug,
this means that "\c -reuse-previous=on connstring" will allow
re-use of an existing connection's password if the connstring
doesn't change user/host/port.  That didn't happen before, but
it seems like a bug fix, and anyway I'm loath to have significant
differences in this code across versions.

Also fix an error with the same root cause about whether or not to
override a connstring's setting of client_encoding.  As of 85c54287a
we always did so; restore the previous behavior of overriding only
when stdin/stdout are a terminal and there's no environment setting
of PGCLIENTENCODING.  (I find that definition a bit surprising, but
right now doesn't seem like the time to revisit it.)

Per bug #16746 from Krzysztof Gradek.  As with the previous patch,
back-patch to all supported branches.

Discussion: https://postgr.es/m/16746-44b30e2edf4335d4@postgresql.org

doc/src/sgml/ref/psql-ref.sgml

@@ -870,6 +870,8 @@ testdb=>
         is changed from its previous value using the positional syntax,
         any <replaceable>hostaddr</replaceable> setting present in the
         existing connection's parameters is dropped.
+        Also, any password used for the existing connection will be re-used
+        only if the user, host, and port settings are not changed.
         When the command neither specifies nor reuses a particular parameter,
         the <application>libpq</application> default is used.
         </para>